Hospice cost; how can people afford that?

Follow
Share

I was shocked that Medicare did not cover the cost of the room. $400 a day. How can people afford that?

This discussion has been closed for comment. Start a New Discussion.
47

Comments

Show:
1 2 3 4 5
Thank you Shane1124, yes our insurance premiums are 400.00 a month more than our mortgage was. And I have to pay 7500.00 in deductible before anything covered. So if being against the people that work hard and live under there means to be able to be self supporting being forced through taxes to pay for the people that find government freebies to beneficial to get out and work hard, then I guess my opinion is bias. I think that presidents like obama did there best to destroy the American dream, work hard, advance and have a nice life, now you just need to know how to fill out beggaforms from uncle Sam and you to can have a nice life without any effort at all. It's not sustainable, so then what, government confiscates or devalues the dollar so we to can be a thriving 3rd world country with all our kids going to bed hungry, unless mommy and daddy work for the government? Why do you think all the other nations get here anyway they can, because of the very thing i said. 
Maryfh, am I not entitled to my opinion, you are, you even felt entitled enough to judge my opinion. Glass houses you know!
(0)
Report

A not-for-profit is definitely the way to go; that's how it all started till somebody decided they could make one, but, yes, then they're going to just take Medicare, but if we're talking about an inpatient one, then those buildings still have to be paid for; yes, there are grants for maybe getting one started but they probably won't finish one, at least not one you'd want to stay in, but then if you want to not pay anything, maybe you shouldn't expect anything; now, not sure what the difference is in "putting people first" as you go and continuing to have a mortgage and paying off the building early by only taking people who can help you pay for it and of course don't know the situation but do know they do depend on private donations in order to do what they do, so...
(1)
Report

Biased in what way? I have friends that pay exorbitant premiums for insurance every month and have huge deductibles to meet before any care is even covered. Not eligible for a subsidy because she makes too much (less than $50k). So...per her, her premium is as much as her monthly mortgage. Is that fair? And yes, business taxes too are exorbitant; small business owners too are squeezed.
This system is broken. 
(2)
Report

Isthisrealyreal wow is that a biased response or what.
(0)
Report

If the government is going to give free healthcare to professional welfare recipients some that are 3rd and 4th generation then they need to have facilities just for them, IMHO, but like Obama care they don't try to look at the entire picture when they put regulations into affect, if you say I'll only pay 8.00 to Dr for office visit and not say medical supply for profit you can't charge 4.00 for a tongue depresser (splg?) 3.00 for disposable thermometer and so on. They need to regulate the entire industry or leave it all alone. My husband and I pay more monthly for insurance then most people get in SS benefits. Broken beyond repair, they can not expect 20% of the population to pay for everyone. It is not sustainable and creates civil unrest, when I hear he only paid 34 million in taxes I boil. As a business owner you pay many more taxes than personal taxes. We should stop paying 30 something's disabity because they won't work or have fried their brains with drugs. I am concerned that at the rate our country is imploding that my grandbabies will have no choices but to live in extreme poverty with "big brother" dictating everything.

Sorry, I hope I have not offended anyone, it is all my opinion and as another poster said, opinions and butts, we all have one🤡
(2)
Report

TekkieChikk--I feel much the same way. I also wonder if there isn't some way to bring down costs. In addition, I believe the health insurance system creates a lot of the problem because it collects a lot of money but provides no actual healthcare services, so costs are driven up, but once that is in place then the population is essentially "addicted" to it because there are generally no discounts for private pay. I believe another commenter said something to this effect on one of these threads during the past few days. A few years ago there was a very interesting article in The Atlantic magazine about this.
(1)
Report

My mother went into Hospice Nov. 2017. As it was explained to me at the time, the hospice we chose was a *not-for-profit* so they took whatever Medicare would pay. Other than that, it exists solely on private donations. As they told us, 'No one is ever denied services from us, regardless of whether you can pay or not.' She was admitted into hospice status the entire time, which also made a difference. Sadly, mom went in knowing she wouldn't ever come home, but we didn't pay a dime for any of the 9 days that she was in and received absolutely tremendous, compassionate care from the staff 24/7. We neither received nor saw any bills... and having dealt with hospitals and bills for months previous, what a relief it was for somebody to take charge and literally say to us "Don't worry about a thing, just be with your mom." Also the day she was admitted, they delivered to the house everything she would need if she ever came home, including a lift chair and hospital bed.

Perhaps you should check around and look for a not-for-profit. I'm in Pennsylvania so I don't know if the laws are different for where you live, but it might be worth a few phone calls.

And more taxation is NOT the answer... how can it be in this great country, that people who can't or won't work oftentimes end up receiving better health care than veterans and people who have worked their entire lives? This is a fact... we all know people who have lived on welfare "forever" and lack for nothing when it comes to health care. I'm not begrudging them that, but don't we owe it to those that have shouldered the cost of keeping them to do likewise when they need it the most, instead of worrying about whether or not they might forced to sell everything they own to pay hospital bills? I'm no socialist, but sometimes I have to wonder if universal healthcare is the solution.
(4)
Report

freqflyer: Your post shed a lot of good light on the subject of the cost. Well done!
(0)
Report

Gee, I am so glad I read these posts. I always thought that Medicare covered hospice stays in or out hospital. I thought people stayed at home to make it better for the patient and their family.
(0)
Report

When my brother went to our local Hospice House, it was based on ability to pay. They had a reasonable daily room rate (I think it was about $150-175).
(0)
Report

1 2 3 4 5
This discussion has been closed for comment. Start a New Discussion.
Related
Questions