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No one seems to meet my answers. I know my mom had to cash in her life insurance. Isn't she still allowed to keep two thousand. She right now doesn't have a penny to her name. The ninety dollars from her ss is not enough to help her with her personal needs. Any answers?

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When Mom cashed in her life insurance, what did she do with the money? If this is a Medicaid situation, then, yes, I believe she could have kept $2,000. Why didn't she? Does she have a pre-paid cremation/burial agreement? She is allowed that, too.

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pochahantas I need a bit more info, if you can answer these questions, it may help me to help you. How are you paying for her living expenses now? Is her only income $99.00? Does she own a home or any other assets, accounts? Is her life insurance policy available to cash in prior to her passing on? What are the terms of the policy is there a beneficiary named? Any info or anything in your circumstance may help?
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