and only wait 2 years instead of the 5 years to be able to get into assisted living? How much are you penalized if its been 4 years?
My otherwise healthy mom is 74 with MCI. Her mom died at 92 of AD. How can we afford memory care for 20 years...
Any advice on a banking question for Dad's estate planning?
If Mom goes on hospice will we still pay privately or will Medicare pick it back up due to hospice care?