Affordable senior homes and communities are few and far between.
Good luck finding a smaller single floor home in a nice development for those of us in-between seniors who are not ready for IL & AL apartments. Senior communities that provide small homes and "cottages" are beyond most people's means - most charging hundreds of thousands of dollars for the home itself and then a $2000-$4,000 monthly fee. Developers don't build small homes any more (at least in the northeast) unless we buy land somewhere and contract a builder. (who wants the hassle at our age?) Land we have found is usually on a main road, and lots in residential development are costly and they won't let you build a small house in a neighborhood of today's multi-roofed three story mini-mansions gen-exers like in NY . Our own neighborhood homes are 45 yrs old, and people our age are staying because they can't afford to go anywhere else until they are too old to do anything and end up in AL (with their children selling their run down home) Our friends all have the same quandry - moving to a smaller home is more expensive than staying in our big older house and taxes are higher, lots are smaller, but our homes are wearing us out. We have looked as far as 1000 miles away and were shocked to find that even in supposedly more "reasonable states" like TN, NC and VA, the prices are the same. Moving farther into rural areas puts us out of reach of medical facilities. I'm not ready for an apartment, and condos and townhouses are two story - I don't want any more stairs. Has anyone else found this to be true? Short of re-locating thousands of miles away, even with all the websites to help seniors find places to live, it seems that there is a serious lack of affordable small transitional homes especially for independent seniors.