Medicaid and Assisted Living

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Does Medicaid cover Assisted Living Facilities after a patient has been in one and has run out of money or are they thrown out?

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That will depend on the state you live in and whether or not they have what are known as "Medicaid Waivers". Keep in mind that Medicaid is a joint Federal/State program. What's interesting, though, is that some states have waiver programs funded solely by the state as well as state/federally funded programs. I preface with this to let you know that you may have to dig deeper to find programs than may first be apparent.

That said, Medicaid Waiver programs typically provide what are known as "home and community based services". The goal of the programs is generally to permit those who would otherwise qualify for Medicaid nursing home benefits to remain in the "community", and therefore in less expensive environments, for as long as possible.

Here in Florida we have state and joint waiver programs. The one I use most often is called the "long-term care diversion program" which will provide benefits for home care and assisted living care. In the case of assisted living, Medicaid will pay a recipient up to $1300 per month towards the cost of care. A big help for many elders to be sure.

Do a search of your state's Medicaid website. You should be able to navigate it successfully.

Also, if her husband was veteran who served during a time of war there is a non-service connected disablity pension she may qualify for of up to $1056 per month. This, too, can be used towards the cost of assisted living care.
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