Veterans Can Receive VA-Covered In-Home Care


Many people are aware that the VA offers veterans comprehensive health care benefits through the Veterans Health Administration (VHA). But did you know that in-home care is part of this Standard Medical Benefits Package? Read on to learn how veterans and their caregivers can take advantage of VA homemaker and home health aide services (H/HHA).

Eligibility for VA Home Care Services

The first step in qualifying for VA-covered home care is enrolling in the VA’s health care program. Most veterans who served on active duty and were discharged under conditions other than dishonorable qualify for the VA’s Standard Medical Benefits Package. All veterans who believe they are eligible for VA health care coverage are encouraged to apply on the website.

Even if a veteran has applied before and been denied coverage, it may be worth applying again. The VHA has changed many of its eligibility requirements in recent years, and the veteran’s medical condition and financial status may have changed, thereby qualifying them for coverage.

The second step in qualifying involves meeting a clinical need for homemaker and home health aide services. The veteran must be assessed by their VA primary care provider to determine their needs and obtain a prescription for H/HHA services. From there, the VA social worker can assist in arranging the necessary services.

Home Care Services

The H/HHA program provides unskilled services, such as case management and assistance with activities of daily living (ADLs), in order to help veterans continue living safely and independently in their own homes. Assistance with instrumental activities of daily living (IADLs), such as meal preparation, light housework, and transportation are included as well. A separate VA program offers skilled home health care services.

Read: The Difference Between Home Health Care and Non-Medical Home Care Services

In-home care isn’t just for the benefit of veterans. It provides family caregivers with valuable respite time and peace of mind. These services can be used in conjunction with others, like adult day care, to help ease the burden on family members and keep veterans out of nursing homes.

VA Home Care Providers

Only home care companies that contract with the VA can provide these covered services. VA social workers can assist in connecting veterans with local providers.

Home Care Costs

Many veterans are eligible for free healthcare services through the VA based on their service-connected condition, financial status and other special eligibility criteria. Depending on an eligible veteran’s service-connected disability status, copays may be charged for homemaker and home health aide services.

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My husband served 4 years during WW II, and is now in Memory Care, however I was told that because he has savings and an IRA, he would not qualify for any assistance except burial. Is it true that you have to be poor in able to qualify for any assistance?
I am an honorably discharged Vietnam veteran. I applied for VA health benefits in 2003 and again in 2010. I provided full financial disclosure. I never got an approval or denial. If they denied me at least I could appeal it, but they did nothing. Unfortunately, I have to go through the notorious do-nothing Philadelphia VA. Maybe I have to move to another region to get approved.
For VA aid and attendance benefits the veteran will need to liquidate all investments (IRA, annuities (not life) and all assets in excess of approximately $20-25k. Owning a house is considered an asset as well. Actually any asset tied to the Veterans social security number will be considered an asset according to the VA. But dad was moving into an assisted living facility so he sold his house. Put all assets in an irrevocable trust and appoint a trustee. Preferably one person, a trustworthy family member. The veteran’s medical expenses will need to be 70% of their monthly income. But you can achieve this with assets in the trust account and having the veteran receiving licensed care in home or in a facility. We also prepaid his funeral expenses prior to the application process. I try to keep my dad’s liquid assets below $10k. We are still awaiting approval but these were all the steps we took prior to applying for benefits. I AM NOT AN ATTORNEY. I’ve just spent the last year doing all these things.