Great article. Thanks

This is my problem, when my husband died on January 27th 2005 I was left his insurance money, more money than I ever had, my daughter his stepdaughter married a good for nothing & had 6 kids with him, wouldn't work I had to help, the house needed repairs, I loaned her my money to made it liveable, well going on 14 years later she hasn't paid me back ,I need it lost everything, she is making good money now also loaned the 3 grandson's money, they are young & healthy also haven't returned my money. need to take them to court, what to do?

There many seniors, like myself, who want or need part time employment. The job market isn't age friendly. Yet you have programs and organization specializing in older employees employment. Its not what you know, it's who you know. This should be investigated.

It's heartening that these services are starting to become more available. But at present, those are still mostly token, & many areas lack a good deal of these services entirely.
Free services administered by DSHS, are very modest [read: some unrealistically small]...but "better than nothing"]; & constantly changing. States are largely broke; struggling to cut Medicaid & welfare benefits for years.
One great idea are the Medical Equipment Banks some areas have, that people who no longer need theirs, donate it to this place, for others to either get for free, or donate how much they can...& return it to the Med. Equip. Bank once done using it.
Trouble is, the one in our area of W. WA, is only open about 2 hours on _One_ day a week...try to get to that?! And, it's difficult to connect with them by calling ahead to check if they have what one needs, before taking the trip to go there. It's run by volunteers; so many organizations dependent on volunteers, have been suffering lack of enough volunteers to do the work. ALL communities need far more volunteers to keep so many services going, as well as funding.

The "free" Medicaid dental services aren't free. Nothing from the government is. When your loved one passes on, the state will come after whatever cash and/or property they had left to recoup any or all of the expense. I learned the hard way.

Great resource !! Thank you!

I have a friend who lived with me in NC, but still had a valid Driver's License with his Virginia address who had a major stroke on June 9, 2017. He has been in the hospital, assisted living facility and now a transition facility. His oldest is in charge of his medicaid funds and wants him to come and stay with me for a month, but says there are no funds for food for the month of Jan. 2018. I am concerned by this...what should I do?

Is there a program that can help with fixture in your home..crack ,falling ceilings.,,paint

My 87 year old aunt wants to stay in her home, but has no one that can live with her. Her only daughter passed recently, her only grand daughter has a new born and a six yr old, she nor I can leave our homes long term to care for her. She would like to find someone to live in her home to assist her in exchange for rent, etc. How do I found people that are willing to do this?

Help. I'm a 74 year old widow living on Social Security alone. I have sought information from a local Roofer who gave me an estimate to replace my roof. The temporary calculation is $7,260 for a flat roof. However, the Insurance Company will only allow $2,951.42 because of the 20-30 year age of the roof and the fact that unknowingly, I signed up for a Less Non-recoverable Depreciation. So out of $8,543.74, the Insurance Co has deducted $4,517.32 and plus Less Deductible $1,075.00. The Contractor suggests that I not allow the Insurance Adjuster to know how much he is charging for his estimation. The Insurance Adjuster warns if the Roofer charges more than $2,951.42 to let him know so that he can review the itemized charges and exactly what will be done and give me financial advice. I am not to allow the Roofer this. I'm caught between two warnings and I don't know who to trust. The Insurance Co. is dogmatic with their advice. Please help me. YNajera

I have been taking care of my mother that had a stroke a year-and-a-half ago and I am yet to have any help. I am her son and the only person in the family left and it's very overwhelming to not have any help. She does have disability and Medicaid and we live in North Carolina but still can't seem to get help

I am a caregiver for my friend (Mark) who had a stroke. His family placed him in a nursing facility. Marks speech is limited and he needs to be changed. But he understands what you say. His alphabet and number recognition is perfect so i knew Mark was still there. So i quit my career cashed out 401which wasnt much, and i went and got him and i take care of him 24/7 hoping things would get better for him. Mark is hurt because his family got rid of him. He cant speak to voice his opinion and this is a corner we have to make to move forward. But like i told Mark and ill tell all of you, that when you had your stroke you became a problem. A life altering problem for everyone close to you. No one knew what to do or wanted to know. For most their lives are stressed enough. But to me Mark is worth it. He was there for me and my mom for years. Yes it has been stressing at times. The main problem with this situation is recovery. He is signed up for stem cell research but what about the meantime. There are no answers i have found to help in Marks recovery. I know of a few people that have done the same and they feel lost with no help trying to do this. My heart goes out to all of you. What i have found that puts it all into perspective is you doing this so your family member is comfortable in need of help. Ive told Mark many times if your going die your going to die happy. I get this huge smile from him because he's aware of everything and he isnt in a nursing home hes with me, a friend. Those of you who cant care for a loved one, dont feel guilty or like your doing something wrong. Your not you must continue your life or yours will fall apart. There are no easy answers to ageing, its just life. Dont worry trying to live happy it is as it will be, just make sure your happy when you die. No regrets ok...

Oh the lucky people who live near a large town - they would have these resources, but for most of us in a smaller town, only a couple of these.

Having tried to use many of the things you have suggested, I have not found the AAA to be as user friendly as you tout them to be.

Thank you for this guide. Sometimes it's so hard finding care for my elderly father. I call his insurances and supplemental health services or anywhere else and I get the run around or they point the finger at each other. I only look for guidance in where to look for services. They act like I'm asking for handouts. AAA sounds like a program that can give guidance as to where to go. I'll definitely be looking into that. Thanks again.

I am 62 years old and disabled. About 8 days ago while on the free wifi here at the retirement home, I ordered a free sample product just for the shipping. No where on the page did it mention or made reference to ordering anything else. Just the free sample, a facial product. I obtained a receipt for the shipping and gave my debit card number for payment for only that. I received the samples and upon checking my online banking account this morning was totally astonished that my account was charged a negative $168.00 for an order of these products which I never authorized or received. Since my account was negative $168 shows a large negative balance shows I would never order something I did not have the money for. I contacted the company and was told that free has many different definitions. I was also told that they could offer me a 25% refund only. I made them close the account. I went to the bank and filed a dispute. Don't understand what happened to the "stop payment" procedures that use to be in place to protect unauthorized charges to your account. We filed the dispute and now the bank is charging me $36 per day per overdraft. Since there was two items, That comes to $72.00 per day for something that was done through fraud. Where can I get help to battle this major concern that I have no money for since I am below the poverty level and on social security

Falling balance and showering not being able to afford medical alert system

NEED HELP FIXING UPPER DENTURE

I signed up, but I AM the Elder person with no caregiver! I have diabetes, asthma, osteoporosis, blind in left eye, GERD & other intestinal probs, balance issues & more!

There's no way I can afford the medical alert monitoring service! $30 might not sound like much, but I can NOT afford it! I took a fall last week & prayed & prayed 'til I could get up on my warn out knees & was able to grab hold of some couch material & gave it a few tries & finally got up onto the couch! I live on $600 a month & my health insurance including Medicare will be going way up in January! Plus I am going blind! Caregiver???? LOL! What a joke! I'll end up in some state-run nursing home & die within months! Our Governor puts the AXE to everything that could help people like me & now he's running for VP with that lying, crooked Donald Trump! Heaven help the elderly & the Nation if that loony toons gets in! As for prescription drug coverage, I can't afford it & was getting some of my meds free through the drug companies! Then they went generic & the the drug companies dropped me! I, still, can't afford them! Thanks for this list....hoping I can use some of it!

Please ASK if the services are actually free or if your estate will be charged by the State when the person receiving care is deceased. We just received a $77,000 bill from the State for my Father-in-law for "free" services he signed up for through a Social Worker. The itemized bill showed the "free" meals-on-wheels, the "free" volunteer who came to sit and talk with him once a week, etc. Don't sign anything without reading every sentence to make sure you aren't signing over your home and incurring bills for your family to pay.

I'm in a delicate situation. My father is mentally totally "with it", but his bladder and bowels are not. Is there any kind of service that will come in several times a day to clean him up? I want to preserve his dignity and not do it myself.

could not find info for assistance for internet

senior needs help with lawncare

i am looking for help with hearing aid.and other things,

The one very important service that the State of Texas doesn't have that I can find is, housekeeping services for the elderly. People are able to maintain their life style as before but are unable to take care of some of the duties such as vacuuming, sweeping, dusting and shopping ( unable to carry the heavy packages into the house). Many states have this service in order to keep people in their homes as long as possible. My sister in the state of Illinois has this service and they charge her $12,00 per visit for 2-3 hours. I'm 79 yrs. old and would sure be interested in something like this if at all possible. My mind is clear but some days I just don't have the strength to do all that a house demands. If you can alert me to some government or state agency I would so appreciate it.

i wnat to know if there is any place or where I can get free home care givers My mom has some now but she pays for them to come is there any whrer we can free home care givers

Great info.

MY mom recently moved to merced. she is 86. she needs a kitchen table and chairs. she has funds to buy one but delivery costs are around $60. I am a female, 65 yrs old and live 3 hrs. away and cannot help her. I have old 89 toyota car that gets me around town but I am afraid to take it on highway. my efforts for 2 weeks are zilch. mom tells me she can barely get up off her recliner because she spends so much time on it. can you direct me to people who can help. I almost found someone but got email stating "sorry, we don't do that. good luck". Thank you!

Loved this article. A lot of useful information here. I would like to say to jWatros...Comcast is known for their intimidation methods. Don't allow them to continue to emotionally abuse you, they are the ones who breached the contract by installing a worn out used cable in the first place. Their real concerns are with those who owe them thousands, and thousands of dollars; not just $200. If it should come to a court case,(which it won't); then check out the 'free legal help' mentioned in this article; and sue them for mental abuse and harassment!!!