Hi,
its really informative to us for know about Medicare plans.
In my opinion its directly effects cost per year plan.

Something to watch out for: I had a billing dispute with Kaiser a few years ago and was without insurance for several months. At the end of the year, I got a letter from Social Security/Medicare saying that if I could not prove that I had had Part D durint that period with another carrier, they were going to deduct the premium for that period from my next year's benefits. I had not purchased any medications during this period. In other words, you have to pay for it whether you have it or use it or not.

The open enrollment season for Medicare insurance is now here, and runs until December 7. Now is the time when millions of American seniors can make modifications to their healthcare coverage for next year without limitations. However, from the article I have read, it says that healthcare advocates are urging seniors to take this time to examine the options available to them, even if content with their current plans.