I have been in the Medicare only business now for 14 years with one carrier. I managed over 650 agents in this role. I recently moved to a new role with a company that offers MOST carrier Medicare plans, not just one carrier. Again, not in a sales role but this time managing and hiring new and veteran agents in 8 different states. If you need honest advice about Medicare feel free to contact me.
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You have to review drug plans each year. I found out that my plan decided to drop one of my medications and would have trapped me for an extra $800 per month. I ended up switching to another better plan.
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I want to drop my union medigap which costs $ 418 per month but worry I that I will not have the coverage I have.
Any suggestions ?
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I had a gap in my Medicare coverage several years ago due to a billing issue with my provider. The next year, I got a letter from Social Security saying that if I could not prove that I had had Part D coverage during that gap, they were going to deduct the premium from my Social Security. I had not had the coverage, but I had not purchased any prescriptions during that period, either. It certainly does not sound "voluntary"!
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The $250 rebate was a one time rebate offered during 2010, it no longer exists. Please check the CMS.gov website for more information.
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I forgot to add that this "donut hold" has been a common occurrence every year, due to her Alzheimer medications costing sooo much. Brutal on the pocketbook and questionable as to weather they are REALLY helping, considering the cost.
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Seniors won't be issued new Medicare cards and do not need to register with anyone to receive the $250 rebate check. The check will be mailed directly to each senior at their home after they hit the prescription drug coverage gap known as the "donut hole."

The above is a quote from your article "4 Scams to Look Out For During Medicare Open Enrollment". I have been managing my mothers medications and care for five years now and have never heard of this or has she ever received this $250.00 that you speak of. Where or Whom can I contact to check into this to see if someone has scammed her or if she is one of the "fell between the cracks" beneficiary?
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