Call The Medical Provider Billing Department. ...
File An Appeal With Your Insurance Company. ...
File An Appeal With Your Medical Provider's Patient Advocate. ...
Contact Your State Insurance Commissioner. ...
Consider Legal Counsel. ...
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Santeek, you do not have to pay those costs if your doctor outsources the lab work from a non network provider. It is beyond your control what lab your doctor uses. CONTACT your insurance carrier. I had to do that when my mammogram xrays were outsourced to a non network provider. I did not have to pay the costs.
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YES, AND ALWAYS ASK WHERE THEY ARE SENDING YOUR LABS TOO. I WENT TO MY IN NETWORK DOCTOR..HE SENT MY TEST TO A NON NETWORK LAB,,I GOT A 600 DOLLAR BILL FROM THEM.. DO I HAVE TO PAY THIS BILL...THANKS SANDY, ST. LOUIS
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I work for a nonprofit health insurance company, handling state programs, including our Medicare Advantage plan. This article is loaded with pertinent information! Ms Samotin has given excellent and timely advice to the public.
My job, as a customer service representative, is to assist our members and their caregivers in their matters with our company. I advise, if something needs to be sent to us, that it be a copy or a fax, not the original.
If you are not the member, please make sure you have an Authorization to Release Health Information (or HIPAA form) on file with the insurance company, not just the doctor's office. That is the only way we will be able to talk with you about your loved one's issues. Please note that this does not allow you to change addresses or primary care physicians. Only a Power of Atty form on file will allow you to make changes to the account. This simple addition to your loved one's file will make it much easier on both yourself and us in helping you with any issues you may have with the insurance.
Ms Samotin advising that you check with not only the doctor's office but also the insurance company regarding participation status, authorization requests, and the like, is correct.
When you call the insurance company, please have all your paperwork with you, including a pad of paper and a working pen. You should have with you the member's id number, any bills you may be asking about, any letters you have received from us pertaining to the issue at hand, etc.
The insurance company is not the enemy. We want to work with you so that you or your loved one's insurance is used correctly and efficiently.

Lee K
Albany, NY
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