How do I arrange for my elder father to go into assisted living only on social security?

Asked by neilia99  |  May 30, 2011

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Rosanne Roge, Jul 8, 2011

Rosanne Rogé joined R.W. Rogé & Company, Inc. in January 1995. She is a graduate of C.W. Post - Long Island University. Ms. Rogé is certified by The Certified Financial Planners Board of Standards to use the professional certifications CFP and Certified Financial Planner. She is also a Certified Senior Advisor (CSA).

 

The costs in an assisted living facility usually depend on the type of services your Dad will be utilizing there. If is for health reasons, Medicare may cover qualified health care costs while your father is at the facility, but does not generally cover the "cost" of the facility. In some states, Medicaid my pay for some of the costs if your father is Medicaid eligible.

An excellent resource for your reader would be www.medicare.com/assisted-living and an alternative to the assisted living may be for him to stay at home. The great resource for this would be http://www.agingcare.com/Home-Care.

If your Dad is a Veteran, he may be eligible for the Aid-and-Assistance Program sponsored by the Department of Veteran's Affairs. Those hoping to qualify can seek out free help through a regional, state or county-level Veterans office or go to www.va.gov. Then click on locations and then click on State Veteran Affairs offices or Regional Benefit offices. You can also email the Department of Veterans Affairs at www.iris.va.gov or call them at 1-877-294-6380.

 
 

NancyH

Give a Hug

May 30, 2011

There are assisted living places that take Medicare, you just have to ask. Find one, check it out, take him there for lunch some day, and just do it.

 
 

jeannegibbs

Give a Hug

May 30, 2011

Do you mean how do you arrange it financially? He will probably need to apply for Medicaid, but I believe that only covers skilled nursing care homes, not assisted living. Does he have assets? (Insurance policies, real estate, stocks, etc.) Does he have health issues? Does he have a case worker?

Or did you mean how do you convince him to make this move?

 
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