How can I protect my inheritance and my mom's possessions if she goes in a nursing home.

Asked by LewisNolan  |  Apr 24, 2011

7 years ago when dad died she made me co-owner of all she owns.

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debmcd1256

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Apr 24, 2011

You will get a lot of advice here with good intentions, including mine. But you really should see an elder attorney. You also need to make some visits to nursing homes. To admit someone to a Medicaid bed in a nursing home certainly does not give the patient (your mom) the most options. In our area that means no private room, sometimes a 4 bed ward. Other very nice places will take someone if they have a year of private pay and then convert to medicaid with little difference. The ability to transfer assests and pass the 5 year look back certainly requires a lot of trust between parent and children. Find an elder care attorney for your mom to discuss all of this with, if she is not competent then hopefully you have her POA and can discuss future planning for her. Hope you learn things that are helpful.

 
 

castoff

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Apr 24, 2011

That about sums it up. By all means see that elder attorney. They can explain all the ins and outs of the law and finances.

 
 

Eddie

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Apr 24, 2011

LEWIS:

1st thing that popped in my head was having a conversation with Mom and explaining that the only way to safeguard her possessions (assets) is to sign them over to you without coming across as a vulture. No insult intended. I've met many in this forum who've dedicated most of their adult lives to caring for their parents and expecting nothing in return. Theirs -- as yours -- is a labor of love, yet many parents believe their offspring can't wait for them to die or be committed somewhere so they can divvy up what's left behind: money, home, car, jewelry, pots, pans, birds, and other scraps with potential monetary value.

But yes Lewis, do seek out an elder attorney and their expert advice. Good luck my friend, and let us know what happens.

-- ED

 
 

bbruins54

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Jan 31, 2012

My mother has been put in a nursing home.She owns a manufactured home. I am also on the deed even though I have never lived there.Am I responsible for 100% of the park rent,heat,electric,insurance etc. Or am I liable for 50%? Also,if we do sell the house can I get back the amount that I paid into the upkeep of the house?

 
 

195Austin

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Feb 2, 2012

As the others have said you need to see an elder lawyer right away to get advice -he or she will give you advice because they will no what is available in your area and you will get the answers you need and then go from there-that has to be your first step and the only one you need.

 
 

igloo572

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Feb 3, 2012

BB54 - legally you probably are only responsible for 50% but the HOA or trailer park isn't going to care about that as they want to be paid 100% as will the utilities, phone companies, etc.If you are listed on the bills or deeds, they will come to you for the $. If it gets to the collection agency stage, it won't be pretty. You really should find an elder care attorney to sort all this out now.

If your mom's only source of income is her SS or other federally covered retirement, then it can't be touched by collection. It is federally protected from this happening. You however aren't in that situation if you have a regular income.

Your post is on a thread from April, 2011. So you might want to post your ? as a spankking new ? to get more ideas from this forum. Good Luck.

 
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