Can you buy life insurance for a disabled person?

My best guess for dlbaker1 is that your mother will have a problem getting any kind of life insurance. If she's already had a stroke, she is a high risk. Insurance companies don't like taking on risks like that. It won't hurt to check around, but be prepared for disappointment. As the Agingcare editor said, above, the sites featured in the article link may help you find other resources for aid. She may qualify for Medicaid, as well. Your Social Services people can help with that.

Judith, your boyfriend should see an estate attorney, for sure. Each state varies in law, and unless there is a sudden miracle cure, your boyfriend will need extensive care in the future. He will need legal advice to do the best he can with his assets -legally. Be careful not to choose just any attorney. You need someone who understands Medicaid laws, so ask questions when you talk with an attorney. What kind of work do they concentrate on? What are their credentials?

And knighto58, again it will depend on your state law. She, too, may find it worth a few hundred dollars to see an estate attorney for advice. An attorney who knows your state law and Medicaid law can guide you and your mother, so you are doing the right thing for your mother and the law.

Carol

I am 52 years of age and in very bad health and need to know who I can contact

and find out information about getting a life insurance so that my love ones and

family will not be stuck with the burden of me being deceased. I have a lot of

illnesses and do not want anyone to have to stress on this matter. Can you please

help me out? I really do appreciate your help and time.

Sincerely,

Nancy M. Stegehuis

I have bipolar mood disorder panic attacks very bad and PTSD as well as take 3 kinds of high Blood pressure, I had a very hard time of finding life inc, but I did find it with Nationwide life inc and the inc, with my car, I was turned down every where, I'm a 46 year old mom. I was able to take out a policy of $25,000 that's better then nothing for $70.00 a month and its a cash value policy.
I would conceder you call them, its a no questions ask policy , they do not cover suicide. I hope that was helpfull.
I dont know what state you are in but you can try in nationwide car and life inc, and get the number I hope this has hekped you,
God Bless you and your family,
Kimberly

I was wondering if I can purchases life insurance on my mother. She is health but up in age and I am worried about future expenses when the time comes? Is it hard to get life insurance on others and you being befen of the policy and paying for it?

It sounds like you need help managing the cost of caring for your mother. In that case, term life won't help. Check out this article on "10 Resources You Can Access for Mom or Dad." You might be eligible for some assistance that you're not currently aware of.

https://www.agingcare.com/articles/10-government-programs-caregivers-can-access-for-their-elderly-parents-120513.htm

My boyfriend has been diagnosed with ALS (Lou Gehrig's). What does he need to do to protect his assets?

my mother recently cremaided her husban the insurance policy after everything is 15,000.00. she is now the only one on medicaid with this large amount of money will she be cut off of medicaid?

I am A 45 year old woman and have mild bipolar disorder and getting S.S I and social security payments not much money other then that I'm healthy, where can I get life insurance?

My mother is diabetic and gets disability for it from the government. Is there a life insurance company that excepts people who are on disablity, because the insurance companies we have spoken with have denied her. Not really sure where to turn. Please help

Why does Medicare offer Medical services for the disabled yet does not offer life insurance knowing the burden on the disabled persons family to cover the cost of funeral expenses etc. can be over-welming.