Medicaid & Medicare

Medicare Help for Low-Income Seniors
If your aging parent cannot afford to pay your Medicare premiums and other medical costs, you may be able to get help from your state.

How Can My Elderly Parent Qualify for Medicaid?
Find out how annuities play into Medicaid planning for your elderly parents.

Leaving Home: Will Medicaid Still Exempt Your Senior Parent's House?
Even after they enter a nursing home, an elder's personal residence will not be counted as part of their assets.

My Neighbor Told Me about His Medicaid Planning - Can My Aging Parents Do the Same Thing?
Should caregivers and elders use advice from neighbors and friends when planning their Medicaid coverage?

Who Pays for Mom's House after She's Moved to a Nursing Home?
Let's say your parent's home is exempt, and your aging mom moves into a nursing home. Must the caregiver and other members sell the home?

Q&A: Medicaid and Paying for Long-Term Care
Some common questions and answers regarding Medicaid and paying for long-term care.

Medicaid and Paying for Long-Term Care
Do Medicaid and Medicare pay for an elderly person’s long-term care expenses?

What are the Different Parts to Medicare?
A breakdown of the different parts of Medicare including what each part covers, its cost, and who qualifies, to help caregivers with elder care.

Take the Confusion out of Buying Medicare Supplemental Insurance
Medicare Insurance supplements liked Medigap and Medicare Advantage for your elderly parents.

"Spending Down" to Medicaid: One Caregiver's Personal Journey
Some elderly parents have too much income and/or assets to qualify for Medicaid, so they must “spend down” or use up their own money to reach Medicaid's eligibility levels.

My father recently turned 65, then suffered a massive stroke and is paralyzed. He started receiving Medicaid a few months after the stroke. He also qualifies for disability from his insurance company. Will he lose his Medicaid if he gets disability?
answered: Your father's disability income must be applied to the nursing home bill before Medicaid will pick up the difference.
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If my mother is caring for my father and they are divorced, is she still eligible for compensation through his Veterans benefits?
K. Gabriel Heiser answered: The law states that a court can give a percentage of the vet's pension to a former spouse.
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How can I protect my family’s assets, but not disqualify my elderly mother from Medicaid benefits?
K. Gabriel Heiser answered: Caregivers often want to know how to protect family assets, but ensure their elderly parents still qualify for public assistance benefts such as Medicaid.
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