Hi all, I've been keeping up with the posts but haven't gotten around to writing until now. Welcome to all the newcomers, I'm sure you will find we are good listeners and can all sympathize with you.
...Read MoreHi all, I've been keeping up with the posts but haven't gotten around to writing until now. Welcome to all the newcomers, I'm sure you will find we are good listeners and can all sympathize with you. Susan, my situation has some similarities to yours, as far as being totally broke, and also needing a caregiver for my Mom while I work. Here are some things that I have learned which may help. I have recently learned of a govt. program called Nursing Home Diversion, which is where they will pay for a certain number of hours of a caregiver per week (I think 20 hours but not sure) and also provide what they call 'consumables' which are items such as Chux, diapers, body wash, shampoo, lotion, etc. Call your local Dept. of Elder Affairs for info. Also, when I first had Mom move in with me I used an agency until I was able to find someone on my own. I don't know about where you live, but in Florida where I am the going agency rate is around $15 per hour. I have a caregiver who just works for me for considerably less. The hard part is finding someone to begin with. After that you'll find that people will know other people, etc., and it will be easier. My suggestion would be to look in the paper for someone looking for that type of work, and you should also look in any of your local free papers. Also, if you know anyone who might have a friend or relative who does caregiving, that's a place to start also. I have found that once I started using non-agency caregivers, I kind of got 'in the network' so to speak as caregivers usually know others. Also, besides asking Dept. of Elder Affairs about the Diversion program, ask about food stamps, and also if your Mom might qualify for having her Medicare Part B paid for (it's about $96 per month) and also having her prescription plan paid for, if she has one. Also she if she qualifies for Medicaid. And, with your Mom in such poor health, might she qualify for hospice care? Her doctor could refer her, and that would cover many, if not all, of her meds, plus you could get an aide in for a good bath and bed change a couple of days a week. Also they can supply any medical equipment she may need which you now pay for, such as oxygen, hospital bed (even a specialty one if she has bed sores), bedside commode, overbed table, shower chair, and whatever else she might need. I hope some of this will help you, and if nothing else you have a whole group of us who know exactly what you are going through. For me personally, I am an only child, also juggling which bill to pay, and have also promised Mom that she will never go into a nursing home. Things really will work out, somehow. Another thought, check with your local phone, water, electric, gas companies and see if they can arrange a budget plan so that your monthly bill will be closer to the same amt. each month, and they may even offer some type of discount for senior citizens with no money. Definitely worth looking in to. Please don't lose all hope, and keep coming back.
Jill