How much is a family member allowed to charge an elderly parent for care and what about the finances if the parent has money in the bank.

2 Comments

 Print

Email Email

 
 
 
  •  Comments 1 to 2 of 2 
 
 

Alwoods

Give a Hug

Aug 19, 2009

My 86 y/o mother moved in with my husband and I two years ago. We gave her a bedroom and made a living area on an entire floor for her things and made her bathroom senior friendly. She has mild Alzheimers and can't live alone. We enrolled her in an elder care plus center during the day for activities, socialization and meals under supervision so we can go to work. Other than that respite time, we always have her and we take her to the doctors, prepare meals, take her shopping, beauty salon, vacations etc. We drew up a care giver agreement agreement where she gifts us the maximum amount allowed by federal tax regulations so it doesn't cause any tax penalties in exchange for living with us etc. She has no financial hardship and can easily gift that amount. She could easily pay to live in a nice assisted living facility, but refuses to go. My siblings don't call or visit as they are mad that she moved in with me. However, with decreasing memory, she feels safe around us and I am a nurse. Currently she gifts us $13,000 per person per year. Anybody have any thoughts?

 
 

Although I do not charge my Mom for choosing to be her full-time caregiver, sounds like you have a well-thought-out financial arrangement and your Mom is blessed to have a nurse for a daughter who is also willing to keep a watchful eye over her. Bottom line is that even without knowing the details of your situation, I know first-hand that caregiving has many hidden costs in addition to actual expenses. Good for you for having a level business head on your shoulders in figuring it all out. God bless you and your Mom!

 
  •  Comments 1 to 2 of 2 

Add Your Comment

Please stay on topic or start a new discussion.

Find Senior Housing And Care That Fits You Needs

I am looking for:
Search location:











Housing


Care


Join the Discussion

Have a question? Just need to vent? Find answers and support from the real experts - other caregivers!

Stay Connected

Sign up for our newsletter and receive practical tips and support for caregivers

 

Like AgingCare.com on Facebook